Free Chapter 13 Bankruptcy Forms Checklist [mortgage-assumption.blogspot.com]
Question by becca: Where can I print out or get a bankruptcy form? I already filed and when I was looking over my papers the paralegal did not include one creditor, I was told to just print out an amendment to list of creditor. I just cant find it. I don't want to go back to the paralegal that prepared the papers since this is the 2nd time they missed something. I just need the form and I will complete and file with courts. I am filling chapter 7 in california. Please help, I just want to get this over with. Best answer for Where can I print out or get a bankruptcy form?:
Answer by Reggie
The Federal Judicial system. They have forms that you fill out they have the instructions on how to fill them out.
Answer by rpg
The "paralegal" who prepared your forms should correct his or her own errors at no additional charge to you. I am concerned about what you were told. First of all, paralegals are NOT allowed to give legal advice in California, and that includes advising you what forms to file with your bankruptcy case. Only attorneys can legally offer that legal advice. Second of all, what you were told is incorrect. If a creditor was omitted from your bankruptcy schedules, you need to amend Schedule F (if it was an unsecured creditor) OR Schedule B (if it was a secured creditor) OR schedule E (if it is a Priority unsecured creditor) AND you need to amend the creditor matrix (the item you were presumably told to amend). I would be concerned about the "paralegal" who is doing this work for you also -- but since (presumably) you already paid him or her and he or she did not do what you paid for, go back and have them prepare the corrected forms (HOPEFULLY correctly -- they do NOT "just" need to amend the creditor matrix -- they must amend the appropriate SCHEDULE also and FILE it in your bankruptcy case. You should be able to find the forms you need here: http://www.uscourts.gov/bankruptcycourts/prose.html
An Overview of Chapter 13 Bankruptcy from FindLaw. URL: www.findlaw.com
mortgage-assumption.blogspot.com Chapter 13 Bankruptcy Information: Overview of Chapter 13 - FindLaw
The U.S. Bankruptcy Court is expecting you to exercise 'due diligence' when you decide to file bankruptcy without an attorney. This is called 'pro se' (pronounced 'proh say') filing. Your first task is to complete all the required official Chapter 13 forms. If you visit the court's website to get these forms, you will see many listed in there. Both business and personal bankruptcy forms are on one page without any clear distinction. As someone filing Chapter 13, how can you know which forms should you download?
Chapter 13 Bankruptcy Forms Checklist to the Rescue
To make your task easier you should get a Chapter 13 bankruptcy forms checklist. You will see many websites offering free bankruptcy forms but only a few of them offers a checklist. If you happen to visit a website offering a free Chapter 13 checklist then do not hesitate to get it quickly.
It is to your own advantage.A good Chapter 13 checklist can tell you which form to use if you want to pay the filing fee in installments. Some of them contain due dates for each form. For example, which forms do you need to file after paying the court fees? Which forms can you file within 15 days?
Commercial VS Free Bankruptcy Forms
One of the benefits of using a commercial kit is convenience. A bankruptcy kit can save you time and frustration in understanding the bankruptcy process. If you are planning to buy one, make sure the kit contains completed sample of each forms. A sample repayment plan can give you an insight on how to decide your own Chapter 13 plan.
Another important feature to consider is how recent the forms you are buying.
The Federal Court updates the official forms from time to time as they see fit. Never buy from a seller that cannot tell you when they last updated their product. Using old forms can have negative consequences to your case.What is Your Backup Plan?
If for some reason you decide that self-filing is too difficult for you, it's wise to have a backup plan. Filing personal Chapter 13 bankruptcy can be a daunting task for some individuals. For the average debtor, reading tons of instruction manuals can give them a headache. Having a free alternative plan is always a wise decision when things don't work out as you want them to.
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